Core Services

Core Services

Daily Contributions:
This is an account where you save from the comfort of your shop, store or place of business and qualify for loan to boost your business, through your daily savings contribution.

It is an account meant for market women & men, shop & store owners, drivers, motor cycle (Okada) and Tricycle (Keke) riders in parks, traders and small business owners, slaughters/butcher etc. Micro savings are meant to enable low-income households to pay for personal emergencies and build assets. Savings are placed in deposit-taking microfinance institutions, by participation in informal ‘savings circles,’ or mobile phone deposited for business purposes so that cash flow generated from the business will pay back the loan.

SAVINGS BENEFIT:
It enables you to open a saving account with N200 and above.
It is an easy to open account
Our customer’s relation officer visit and mobilize customers' money to the bank on daily bases
It enables you to save for the raining days
You can do your withdrawals from the comfort of your place of business without visiting the bank, through our staffs or electronics.

LOAN:
Qualifying for a business loan is not easy feat. You have to provide seemingly endless documentation, and even healthy, well-functioning businesses can be denied. Acquiring financing in the modern business landscape is especially difficult if you're considered a high-risk borrower.
Businesses in extremely poor areas or the developing world are often the most affected by this challenge. It can be difficult for people from these areas to start their own businesses, and they may not have access to traditional banking options in their area or even country.
XTOB Support Service introduces Micro lending: It refers to small loans with specific repayment schedules and interest charges. These are usually utilized by our customers.

LOAN BENEFIT:
You are qualified for the loan by just saving 25% of loan amount applied for, through your daily savings
The loan process is a 48 hours quick access (No story)
You can apply for a loan of up to N500, 000.00 in as much as you can pay back the said amount
The loan documentation is very simple and easy
The repayment plan for this loan is very easy, you may not need to visit the bank to make repayment, and you could pay from the comfort of your place of business.
You enjoy a low interest rate.

PROCEDURE ON HOW TO BENEFIT FROM OUR SAVINGS/LOAN ACCOUNT

You must be involve in a trade or any business activity.

You can Approach any of our Customer Relation Officers (C.R.Os) for more information.

Open the account with N200.00 and above .

Pay your daily contribution to the C.R.Os for a period of 31 days and above to qualify for the loan.

Must save 25% of loan amount in the daily savings account .

Request for the loan form, complete it to access the loan .

Provide any two guarantors.

Head Office

Main branch: 12 Lewin road Streatham London
SW16 6JR, England
Phone No: +447438463328

Branches

Enugu Branch: No. 4 Chime Avenue, New Haven, Enugu. Enugu State, Nigeria
Phone No: +2348033593815
Other Branches:

Email

enquiry@xtobnationwide.com